Crypto DCA & Profit Calculator
Enter your crypto purchases to see your average cost, the profit or loss if you sold now after fees, the 30% tax and the 1% TDS, and your break-even price. Runs in your browser; nothing is uploaded.
Amounts are what you paid in total, including the buy fee. The buy fee counts as part of your cost.
Understanding the calculation
- Coins and average cost
- Coins bought = (amount less the buy fee) divided by the price. Average cost = total spent divided by total coins.
- Tax
- Gain = sale value less the sell fee less total spent. Tax = 30% of the gain plus 4% cess. Nothing is deducted if there is a loss, and the loss cannot be set off elsewhere.
- Break-even
- The price at which the sale value less the sell fee equals what you spent, so tax is nil. Above it, tax takes 31.2% of each extra rupee.
Common questions
What does this calculator do?
You enter each crypto purchase, the current price and your exchange fees. It works out your average cost, what you would get by selling everything now after fees, tax and TDS, the price at which you break even, and how the same money would have done as a single purchase at the first price.
How is crypto taxed in India?
Profit from selling crypto and other virtual digital assets is taxed at a flat 30% plus 4% cess under Section 115BBH. Only the cost of acquiring the asset is allowed as a deduction, no other expenses, and losses cannot be set off against any other income or carried forward.
What is the 1% TDS?
Under Section 194S, 1% TDS is deducted on the sale value of crypto above the threshold, whether you made a profit or not. It is not an extra tax. It is a prepayment that counts against the tax you owe, and you get any excess back as a refund when you file.
Why can I lose money even when the price is higher than my average cost?
Because selling fees and the 30% tax on the gain come out of the profit, and the 1% TDS ties up cash until you file. This page shows the break-even price that covers fees and tax.
What is DCA?
Dollar-cost averaging means buying a fixed amount at regular intervals rather than all at once. It spreads your entry price over time. Whether it beats a single purchase depends on how the price moved, which is what the comparison shows.
Does this use FIFO?
It assumes you sell all your coins now, so the order does not matter. If you sell only part, the cost basis follows the FIFO method in the Crypto Tax Calculator.