Calculators for Indian traders and taxpayers

Crypto Tax

FIFO cost basis, flat 30% + 4% cess under Section 115BBH, TDS netting, exchange import and a Schedule VDA export.

F&O & Intraday Tax

Business-income tax on F&O and intraday trading: turnover, tax audit check, loss carry-forward and new vs old regime.

Trader Tax Estimator

Add up F&O, intraday, equity gains, other gains, crypto and other income and see your total tax under both regimes.

Old vs New Regime

Compare tax under the old and new regime with HRA, 80C, 80D, NPS and home loan interest, and find the break-even deductions.

HRA Exemption

Work out your tax-free HRA using the lowest-of-three rule, for metro and non-metro cities.

Capital gains

Gains on property, gold, bonds and shares, and the exemptions that can reduce the tax.

6 tools

Capital Gains

STCG and LTCG on listed equity and mutual funds with FIFO matching, loss set-off, grandfathering and brought-forward losses.

Tax-Loss Harvesting

See what booking losses could save you, and how much long-term gain fits inside the ₹1.25 lakh exemption.

Property Capital Gains

Land and building gains: 12.5% without indexation vs 20% with indexation, using the Cost Inflation Index.

Other Assets Gains

Capital gains tax on gold, gold ETFs, debt mutual funds, bonds and unlisted shares, with the right holding period and rate for each.

Gains Exemption 54/54EC/54F

How much long-term gain you can exempt under Sections 54, 54EC and 54F, the tax left, and the deadlines.

Share Buyback Tax

Tax on shares tendered in a buyback: capital gains from 1 April 2026 with the promoter extra tax, or dividend before that.

Filing & TDS

Advance tax, TDS and working out which return to file.

7 tools

Crypto TDS

The 1% TDS on crypto sales under Section 194S, how it compares with your tax, and how it drags on your trading capital.

TDS Interest

Interest on TDS or TCS deducted late (1% a month) or deposited late (1.5% a month), with the deposit due date for each case.

TDS Late Filing Fee

The late fee on a TDS or TCS statement at ₹200 a day, capped at the tax, and whether the ₹10,000 to ₹1,00,000 penalty could apply.

Which ITR Form?

Answer a few questions about your income to see whether you should file ITR-1, ITR-2, ITR-3 or ITR-4, and why.

Advance Tax & Interest

Interest under Sections 234A, 234B and 234C and the 234F late fee, with the advance tax schedule for regular and presumptive filers.

FD Interest Tax & TDS

The tax and TDS on fixed deposit interest, when the bank deducts it, Form 15G/15H, and your return after tax and inflation.

Dividend Tax & TDS

The TDS and slab-rate tax on dividends from each company, the Rs 10,000 threshold and what you owe or get back.

Planning

SIP, retirement, loan and savings-scheme projections for your long-term money.

4 tools

SIP & Lumpsum

See what a monthly SIP or a lumpsum could grow to, with a yearly step-up and the value in today's money.

SWP & Retirement

How long a corpus lasts with monthly withdrawals that rise each year, and the highest starting withdrawal that lasts.

EMI & Prepayment

Your EMI and total interest, and the interest and time you save by paying extra or making a lump-sum prepayment.

PPF, EPF & NPS

Project the maturity value of PPF and EPF and the corpus, lump sum and pension from NPS, with editable rates.

Trading

Position sizing, averaging, margin funding and the real cost of every trade.

9 tools

MTF Interest & Breakeven

The interest on a margin trading facility position, your breakeven price, and your return against buying with cash.

List Screener

Paste or load a table of stocks, filter it by any number or text column, sort it and download the matches, privately in your browser.

Position Size

How many shares or lots to trade from your capital and risk, plus risk/reward ratio and breakeven win rate.

Stock Average

Your average buy price across several purchases, or how many more shares to buy to bring it to a target average.

Leverage & Liquidation

Liquidation price, distance to liquidation and safe leverage for crypto futures, margin and F&O positions.

Brokerage & Charges

Brokerage, STT, exchange charges, stamp duty and GST line by line, with your real breakeven point.

Scale-Out & Trailing Stop

Plan staged profit-taking and a trailing stop, with the profit in every scenario, the average exit and the risk-to-reward.

Pivot Points & Fibonacci

Classic, Fibonacci and Camarilla pivot levels from the previous high, low and close, plus Fibonacci retracements.

Crypto DCA & Profit

Your crypto average cost, the profit if you sold now after fees, 30% tax and 1% TDS, and DCA against a single purchase.

Returns & risk

Measures of return, edge and drawdown for your trading and investing.

9 tools

Trade Journal Analyzer

Paste your trade results to see win rate, profit factor, streaks, drawdown and your equity curve.

CAGR

The compound annual growth rate between two values, the end value at a given rate, or the years needed, with doubling time.

P/E Ratio

P/E, forward P/E, PEG ratio, earnings and dividend yield from a share's price and earnings, and the price a target P/E implies.

Intrinsic Value

A two-stage discounted cash flow value per share and the Graham number, compared with the price, with a sensitivity table.

ROI

Absolute, percentage and annualised return on a trade or investment.

XIRR

True annualised return on SIPs and irregular investments and withdrawals, matching the spreadsheet XIRR.

Expectancy & Kelly

Your edge per trade, profit factor, expected losing streak and the Kelly fraction of capital to risk.

Drawdown & Risk of Ruin

The gain needed to recover from a drawdown, and the simulated chance your account hits a ruin level.

Impermanent Loss

Impermanent loss for a 50/50 crypto liquidity pool against holding, and whether trading fees cover it.

Options & derivatives

Payoff, open interest, Greeks, futures and the price ranges options imply.

6 tools

F&O P&L

Multi-leg options and futures payoff with breakeven, max profit and max loss.

Max Pain

Strike-wise open interest to find the max pain point and the Put-Call Ratio for an expiry.

Greeks & IV

Delta, Gamma, Theta, Vega, Rho, implied volatility and what-if scenarios using Black-Scholes.

Expected Move

The price range implied by option volatility and the odds of finishing above or below a level.

Futures Fair Value

Futures fair value from cost of carry, the annualised basis, and the cost of rolling to the next expiry.

Theta Decay Planner

How an option's premium decays day by day to expiry, what a weekend costs a buyer or earns a seller, and theta per lot.